Tuesday, November 03, 2009

Health Care Insurance Reform

First Lady Michelle Obama discusses it as a woman, and as a mom:



The video is from First Lady Michelle Obama, the following post is my writing. Full of my opinions and such.

Over the past 10 years health care has become a predominant issue in our lives. Now all in all we have good insurance. If there is such a thing. Even with the insurance it was a major financial struggle to not declare bankruptcy.

This year has brought the inconsistencies from state to state to the forefront of my mind. After my mom's house burned down. I looked at having her placed on our insurance. Can we say pre-existing conditions. Totally pointless. Every issue she has is a pre-existing condition, she is 82 years of age. Yes she has medicare. She is also on an extremely limited income.

We are working with the state programs to supplement her insurance. She wants to retain at least a semblance of independence.

Insurance, needs to be consistent from state to state. What is available, what isn't. The way things are set up now is a confusing nightmare.

Another instance. A friend of mine that lives in Montana. Her first name happens to be the same as mine, Mary. Mary F lost her husband a couple of years ago after difficult illness. Now she is on her own. She is running her own small business, receiving a bit of a social security check from her husband's income, and tending bar as well. This is a proactive, woman that takes care of business. Not a sit and whine take care of me woman. She is not eligible or medicare, and can not afford insurance coverage.

This past year she became ill and had to have surgery. Now she is being hounded for the medical bills. She is already paying them 400.00 per month and they are hounding her non stop. She is facing medical bankruptcy. This is just wrong!

Case after case after case of the same kind of crap! OMG, can we say price gouging! If you look for any supplies for senior care or for disabled people suddenly the prices are multiplied drastically.

Even with insurance, my husband's and my prescription costs, have tripled over the past 3 years. Our copay has tripled in amount. I look at the small business owners, farmers, ranchers, and I know that most do not have insurance that covers prescriptions, if they have any insurance at all. What choices are they having to make. Keep an employee or buy the drugs your body needs to function. How's that for a choice.

Something needs to be done! Sorting out what to do, and actually accomplishing positive change is the challenge.

Difficult enough without all the propaganda, and outright lies, as well as fear-mongering, those opposed to ethical treatment of all US residents are broadcasting every which way.

Party Politics seriously needs to be put aside for the good of the Nation as a whole. Do I see that happening? Unfortunately no I do not. The ironic thing is, that I used to be a Republician. At this point I am totally disgusted with the self serving manipulative behavior this political party has exhibited.

No Longer a Republican!

By the way, yes I did vote for Obama. Is he going to be able to work miracles. Get a grip people, of course he isn't. Is he going to be able to make a difference? He already has. I don't know how much he is actually going to be able to accomplish while in office; but he has set the ball in motion. It is a major challenge for any President to accomplish major change in this country due to the unmitigated party politics that always seems to ensue.

Every dirty trick in the book is usually pulled out and tested to see if it will work to trip up the process for change. Sad commentary on those utilizing such tactics! Honor obviously does not come into play in their political, business, or personal policies.

Yes I am a natural born U.S. citizen. Yes I love my country. This is my physical home. Yes I am disgusted with some of the unethical practices I've observed over the years. Both in the private and public sectors.

Here is another thought. Licensing for doctors, nurses, cna's, dentists, insurance agents, etc should be on a national basis. Not by individual state. Why? To keep the licensing requirements consistent across the country, and to flag unscrupulous individuals.


Just a thought or two...

Life is a journey, engaging your brain changes the view...

Mary E. Robbins
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